Stamp Duty Land Tax (SDLT) calculator
England & Northern Ireland residential property. England & Northern Ireland residential SDLT. Wales (LTT) and Scotland (LBTT) use different taxes and are not covered here.
Stamp Duty on £525,000
£16,250
Effective rate
3.1%
How this is worked out
| Band | Rate | Taxed in band | SDLT |
|---|---|---|---|
| £0 – £125,000 | 0.0% | £125,000 | £0 |
| £125,000 – £250,000 | 2.0% | £125,000 | £2,500 |
| £250,000 – £925,000 | 5.0% | £275,000 | £13,750 |
| £925,000 – £1,500,000 | 10.0% | £0 | £0 |
| Above £1,500,000 | 12.0% | £0 | £0 |
| Total SDLT | £16,250 | ||
Source & tax year
Rates: 2025/26 tax year, effective from 2025-04-01.
Source: HM Revenue & Customs — Stamp Duty Land Tax: residential property rates (retrieved 2026-08-15, next review 2027-04-06).
Estimate only — not tax advice. Wales (LTT) and Scotland (LBTT) are separate taxes and are not calculated here.